About Us

The Basics

Premier Underwriting Limited is authorised and regulated by the Financial Conduct Authority and you can verify that and our permissions at www.fca.org.uk. The Firm Reference Number is 307164. Premier's registered address is 37 Commercial Road, Poole, Dorset BH14 0HU and the Registered Number is 3760475.

Where does Premier fit in

Premier negotiates capacity from Insurers such as our associated company Premier Insurance Company Limited and uses that to design and price its own products. These are then distributed through a network of carefully selected intermediaries from which customers make their purchase either directly or via Price Comparison websites. Premier Underwriting receives a commission from the Insurers which goes to cover the business's running costs and may receive a share of any profits made by the Insurers if the underwriting results are good. No employees of Premier Underwriting give any form of advice to customers, any advice received during the purchase of a policy will have been given solely by your intermediary and is their responsibility. Premier Underwriting and its employees act at all times on behalf of their Insurers.

The Directors


Paul Gray

Managing Director

Paul has been the owner and Managing Director of Premier Underwriting since its inception in 1999. Prior to that he held senior underwriting positions at several major insurers. Following the success of Premier Underwriting Limited, Paul went on to conceive and create Premier Insurance Company Limited in 2009. It is a wholly owned insurer based in Gibraltar and regulated by the Gibraltar FSC, which writes Personal Lines business. Paul owns 100% of both Premier Underwriting Limited and Premier Insurance Company Limited.

Steve Tidd

Underwriting Director

Steve joined Premier in 2020, bringing his broad experience to further develop the Premier proposition. Throughout his career he has held a number of Executive Director positions within the insurance and reinsurance spheres. He has held various leadership, operational and underwriting roles in the UK, Gibraltar and internationally. Steve’s previous companies include Lloyd’s entities, Gibraltar insurance companies, UK managing general agents and international reinsurance companies.

Associated Companies

Premier Insurance Company Limited is a wholly owned subsidiary of Premier Underwriting Holdings (Gibraltar) Limited and is one of the insurers we use to back our policies. It is authorised and regulated by the Financial Services Commission (FSC) in Gibraltar. The registered address is First Floor, Majestic Ocean Plaza, Ocean Village, Gibraltar.

Premier Underwriting Holdings (Gibraltar) Limited’s registered address is First Floor, Majestic Ocean Plaza, Ocean Village, Gibraltar.

Premier Underwriting Ltd is authorised and regulated by the Financial Conduct Authority

Premier Underwriting Limited, Ocean 80,
80 Holdenhurst Road, Bournemouth, Dorset BH8 8AQ

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